Milyar’s focus is on wealth creation through effective property investment and financial management. But what does that really mean for you?
It means we look at property investing as part of a financial holistic solution. We look at the big picture, and we take care of all of the parts. We consider all of your debts (good and bad) and assets, all of the tax implications, your insurance, your superannuation, and anything else that impacts your financial position.
We find out where you are, where you want to get to, and then set about a making a plan to get you there as soon as possible. With us on your team, the journey will be less stressful and more successful. We will help you achieve your goals – whether that is a home, an investment property, paying for your children’s education, overseas holidays, or a comfortable retirement.
I’m looking to invest for the first time…
The first step to creating real wealth is to find someone you trust to guide you through the journey. You probably have a lot of questions so you want someone who will listen, and take the time to explain answers in a way that you can understand.
At Milyar, we are committed to building long-term relationships with our clients, so we focus on teaching you, not selling to you.
We find the more you learn, the more confident you are to make decisions to help you and your family. We’re here to help, guide and educate you with every step of your wealth creation plan.
BUYING A HOME
Home sweet home
Making the decision to buy your first home is a major step and can be both stressful and daunting. It’s a decision that requires planning, research and careful budgeting.
Take the stress out of buying a first or new home by inviting Milyar to guide you through the financial strategies that can make it easier for you.
We’ll start by making sure you are financially ready to take this step, guiding you on how much you can comfortably afford. If you’re eligible for the First Home Owner Grant, we’ll help you apply. Finding the right loan from the start is one of the most important parts of this process. By choosing the right loan you will save time off your loan and interest.
INVESTING FOR GROWTH
I want to make the most of my money
Before you dive into the world of investing, we will tailor a strategy just for you, taking into account your personal goals, risk profile and timeframe.
As experts in a wide range of investments – property, managed funds, shares and more – we will take the time to make sure you understand how each of them would work within your personal strategy, including the risks involved. We’ll introduce you to our trusted tax accountants to make sure your investments are structured tax effectively.
READY TO RETIRE
I want to be comfortable in retirement
Let’s explore whether your employer contributions to superannuation will be enough to provide the lifestyle you want or need in retirement. They’re usually not. If we start early enough, we can provide you with a range of alternative strategies that will help like salary sacrifice, voluntary contributions, co-contributions, property investment, or even setting up a Self Managed Super Fund.
Sadly, more than 80% of Australians retire on a modest income of $24,000 pa which is rarely enough so they are forced to sell their home to fund retirement. Start planning now to avoid becoming part of that statistic.
Our approach to sound financial management and effective property investment is based on years of experience helping thousands of clients achieve their financial goals.
GETTING TO KNOW EACH OTHER
Our first meeting is an opportunity to learn about each other. You’ll want to know why you should work with Milyar, and we’ll want to know all about you and what you want to achieve. Come prepared with lots of questions for us. We’ll have a few to ask you too.
Plan today for a secure tomorrow
Putting a financial plan in place now can help you to spend and invest wisely, make the most of what you earn and ultimately achieve your financial goals.
The first step is to find out what financial success means to you. It could mean a bigger house, a new car, annual overseas holidays, private school education, retiring early – or just retiring comfortably.
At Milyar, we not only create the plan for you, we will also help you manage the plan. We’re here for the whole journey.
A regular review of your financial plan will ensure you stay focused and keep on track. It’s also quite rewarding and encouraging for you to see how much you have achieved.
Once we know what you are aiming for, we can prepare a comprehensive financial plan. Depending on your needs this may include:
investment planning and analysis
minimising tax and maximising benefits
cash flow and income streams
debt and asset consolidation
growth and risk strategies
superannuation and planning for retirement
setting up and managing self managed super funds
streamlining your financial affairs and plans.Show more